MTD for Income Tax began 6 April 2026

Get your bank statements ready for Making Tax Digital

QuickMaths reads your bank statements, receipts and invoices, sorts every transaction into HMRC-aligned categories, and gives you a clean Excel export for your accountant or MTD software. Free to use, no sign-up.

No sign-up required
HMRC-aligned categories
Excel export included
Works on mobile

Four free tools

Each tool reads a document you upload and turns it into organised, HMRC-ready data. Built for UK sole traders, landlords and the accountants who look after them.

How it works

Three steps from document to organised data.

1

Upload

Upload a bank statement PDF or photograph a printed one with your phone. Statements from most UK banks work.

2

Review

Google's Gemini model extracts each transaction and suggests an HMRC category with a confidence score, so you can see exactly which entries need a second look.

3

Export

Correct anything the AI got wrong, then download an Excel workbook organised by HMRC category, ready for your accountant or MTD software.

Making Tax Digital: the timeline

HMRC now requires digital record-keeping and quarterly updates for self-employed people and landlords above certain income levels. The rollout happens in stages.

6 April 2026
Qualifying income over £50,000 (now in force)
Live
6 April 2027
Qualifying income over £30,000
Confirmed
6 April 2028
Qualifying income over £20,000
Announced

What MTD requires

  • Keep digital records of business income and expenses
  • Send quarterly updates to HMRC through compatible software
  • Categorise transactions in line with HMRC's Self Assessment headings (SA103 for self-employment, SA105 for property)
  • Submit your tax return by 31 January following the end of the tax year
Read the full MTD guide

Why QuickMaths?

Built around the categories and deadlines that UK Self Assessment actually uses.

HMRC category alignment

Transactions are categorised to match the SA103 self-employment expense headings, so the output maps onto the boxes you fill in anyway.

Confidence scoring

Every extracted transaction carries a confidence score. High-confidence rows can be skimmed; anything uncertain is flagged for your review.

Excel export

Download a workbook with separate sheets for money in, money out, category totals and a summary. Figures are rounded and ready to import.

Nothing stored

Documents are processed in memory and discarded after analysis. We don't keep your files and you don't need an account. See our privacy policy.

Works on your phone

Use the camera to scan printed statements and paper receipts. The tools are responsive and work in any modern browser.

Free to use

All four tools are free. The site is funded by advertising, which is what keeps them free.

Frequently asked questions

What is Making Tax Digital?
Making Tax Digital (MTD) for Income Tax is an HMRC requirement for self-employed people and landlords to keep digital records and send quarterly updates through compatible software. It came into force on 6 April 2026 for those with qualifying income over £50,000, extends to income over £30,000 in April 2027, and is expected to reach income over £20,000 in April 2028. Read our full MTD guide for details.
Is QuickMaths MTD-compatible software?
No. QuickMaths is a preparation tool, not a submission platform. It helps you organise and categorise transactions using HMRC-aligned headings, then export clean data you can bring into MTD-compatible software such as Xero, QuickBooks, FreeAgent or Sage for the actual submission.
How does the categorisation work?
Your document is analysed by Google's Gemini model, which reads each transaction and assigns an SA103-aligned category such as vehicle and travel, office costs or professional fees. Every assignment comes with a confidence score, and you can change any category or direction before exporting. AI output is a starting point, not a final answer: always review it.
Is my financial data stored anywhere?
Uploaded files are sent over an encrypted connection to our server, passed to Google's Gemini API for analysis, and discarded once the result is returned. We don't store your documents. Analysis history in the statement analyzer is kept only in your own browser's local storage, and you can clear it at any time. Full details are in our privacy policy.
How much does QuickMaths cost?
Nothing. All four tools are free to use with no account or card details. The site is funded by advertising.
What file formats are supported?
PDF bank statements and images in JPEG, PNG, WebP or HEIC format. On a phone you can also use the camera to scan a document directly.
Can I rely on the figures for my tax return?
Treat them as a well-organised draft. The tools produce AI-generated estimates and can make mistakes, so check the output against your records before using it in any HMRC filing. QuickMaths does not provide tax, accounting or financial advice.